I received a letter the other day cancelling my health care coverage and moving me into a different insurance package that is twice as expensive. Needless to say, I am livid. My family uses a high-deductible insurance plan associated with a health savings account (HSA) to pay for our health care. Because our insurance plan did not meet the insurance requirements of the Patient Protection and Affordable Care Act (PPACA, also known as Obamacare), it was eliminated. At some point in 2014, we will be moved to another plan associated with an HSA that does meet the requirements of PPACA, at more than twice the expense.
Never mind that our prior coverage met the standards for our family just fine. Never mind that we were fully covering our family and other taxpayers were not subsidizing us. Never mind that our insurance now provides us with additional coverage that we neither want nor need. The old plan suited our needs just fine.
Is it possible that we should be blaming our insurer instead of the government? Maybe, but because Obamacare made changes that eliminated the options for our prior plan, I think my anger is appropriately directed at the government and the people who voted PPACA in. We were told that we could keep our health plan if we wanted to under Obamacare. They lied.
