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Today I am proud to announce the release of my latest essay, Short-Term Medical Insurance: Opportunities and Trade-Offs. As the title suggests, the paper focuses on the potential upsides and downsides of short-term health insurance products, also known as “STM.” Like most health care reforms taken in isolation, the expansion of STM plans won’t fix the entire health care system on its own, but along with expanding choice in insurance products for Missourians, STM reforms would also set the stage for a broader reconsideration of the mandates and burdens placed by the state on more fully-featured health insurance plans—burdens that raise the cost of those products. Click on the link below to read the entire report.

About the Author

Patrick Ishmael
Director of Government Accountability

Patrick Ishmael is the director of government accountability at the Show-Me Institute.